PM Vishwakarma Yojana: On 17 September 2023, Prime Minister Narendra Modi launched the PM Vishwakarma Yojana on his 73rd birthday, coinciding with Vishwakarma Jayanti. This initiative aims to support small employees and skilled artisans by providing financial aid, training, and advice on adopting modern technologies. Let’s explore the PM Vishwakarma Yojana, understand its eligibility, features, and benefits, and learn how to register and apply online.
Table of Contents
Overview of PM Vishwakarma Yojana
The PM Vishwakarma Yojana is dedicated to enhancing the economic status of artisans and small craftsmen by integrating them into broader value chains. Here are some key highlights:
- Financial Support: The yojana allocates a significant budget aimed at boosting small-scale businesses and traditional craftsmen.
- Scope of Benefits: This yojana offers extensive support to the artisan community, comparable to other major initiatives like PM Kisan Samman Nidhi and Jal Jeevan Mission.
- Allocation of Funds:
- Rs. 2.5 lakh crore to farmers under PM Kisan Samman Nidhi.
- Rs. 2,00,000 crore for the Jal Jeevan Mission.
- Rs. 70,000 crore for Ayushman Bharat.
- Rs. 15,000 crore to the Livestock Scheme.
Objectives & Approaches of the PM Vishwakarma Yojana
The PM Vishwakarma Yojana is a government initiative aimed at supporting skilled craftsmen and artisans, particularly those involved in traditional trades. The objectives and approaches of the Yojana are designed to enhance the capabilities, financial stability, and market integration of these artisans. Here’s a detailed overview:
Objectives of PM Vishwakarma Yojana
- Training and Skill Development: To promote opportunities for artisans to enhance their skills through formal training programs, which include both traditional crafts and modern techniques.
- Modern Technology Adoption: Encouraging the use of modern technology in traditional trades to improve efficiency and product quality, making these crafts competitive in current markets.
- Financial Assistance: Providing financial support without the need for collateral, thereby making it easier for artisans to access necessary funds to expand or enhance their trades.
- Online Commerce Promotion: To establish and promote online platforms where artisans can sell their products, thereby increasing their reach to national and international markets.
- Market Network Expansion: To create an environment that facilitates networking, collaboration, and promotion of artisans and their crafts, helping them to build brand recognition and market presence.
Approaches of PM Vishwakarma Yojana
- Comprehensive Guidance: The Yojana provides a step-by-step guide for artisans, from skill development to market integration, ensuring that they receive comprehensive support throughout their journey.
- Cultural Preservation: This aim is to preserve the perpetuated skills and traditions of culture through dedicated programs that highlight and sustain traditional crafts.
- Economic Inclusion: The initiative seeks to integrate artisans more fully into the economic system, providing them with the tools and knowledge to operate successfully in a modern economic environment.
- Geographic Saturation: The Yojana is being rolled out in both urban and rural areas, with efforts to reach complete district saturation to ensure that no eligible artisan is left out.
- Empowerment of Marginalized Groups: The Yojana emphasizes empowering women and economically or socially disadvantaged groups, ensuring they receive targeted support to enhance their effectiveness in their crafts.
- Health and Social Security Benefits: Promotes access to health care, pension benefits, and insurance, improving the overall welfare of artisans and their families.
By focusing on these objectives and approaches, PM Vishwakarma Yojana aims to transform the lives of artisans, giving them the tools and resources needed to thrive in today’s competitive market while preserving their rich heritage and traditional skills.
PM Vishwakarma Yojana Features
The PM Vishwakarma Yojana is a significant government initiative designed to uplift and empower artisans and craftsmen across India, especially those involved in traditional trades. The features of this yojana are tailored to address the specific needs and challenges faced by this community, ensuring that they receive both recognition and practical support to thrive. Here are the key features of the PM Vishwakarma Yojana:
Scope and Coverage
- Extensive Reach: The yojana encompasses 18 traditional trades such as carpentry, pottery, tailoring, blacksmithing, boat-making, and more, ensuring a wide impact across both rural and urban areas.
- National Implementation: Aimed at craftsmen and artisans throughout India, the program ensures that no matter where they are located, they can benefit from the initiative.
Recognition and Support
- Official Recognition: Artisans registered under the yojana receive a PM Vishwakarma Certificate and an Identity Card, which officially recognize their skills and trade.
- Financial Assistance: The program provides collateral-free loans to artisans, starting with up to Rs 1 lakh initially and up to Rs 2 lakh in subsequent phases, all at a concessional interest rate of 5%.
Financial Incentives
- Loan Facilities: Artisans can access easy loans to start or expand their businesses, fostering growth and sustainability in their trades.
- Concessional Interest Rates: The interest rates on these loans are kept low to facilitate repayment for the artisans.
Skill Development and Empowerment
- Training Programs: The yojana funds skill training sessions, where artisans can learn both traditional techniques and modern methods, helping them to keep their crafts relevant and marketable.
- Stipends and Support: Artisans receive a stipend during their training period to help cover their daily expenses, with additional financial support for purchasing contemporary tools and equipment.
Integration with Value Chains
- Market Access: The yojana focuses on integrating artisans into domestic and international value chains, which enhances their market access and growth opportunities.
- Promotion and Marketing Support: Efforts are made to promote the products of these artisans, helping them to establish and expand their market presence.
Registration and Implementation PM Vishwakarma Yojana
The PM Vishwakarma Yojana is designed to be accessible and beneficial for artisans across India. The registration and implementation process is structured to ensure that eligible artisans can easily sign up and start receiving the benefits of the program. Here’s an overview of the registration and implementation process for the PM Vishwakarma Yojana:
Registration Process
- Eligibility Check: Artisans must first ensure they meet the eligibility criteria, which include being involved in one of the 18 specified traditional trades, being over 18, and not having any government-employed family members benefiting from the scheme.
- Gathering Required Documents: Before registering, artisans need to gather necessary documents such as:
- Aadhaar Card
- PAN Card
- Bank account details and passbook
- Educational and skill qualification certificates
- Active mobile number
- Passport size photographs
- Online Registration:
- Visit the Official Website: Artisans need to access the official PM Vishwakarma Yojana website: https://pmvishwakarma.gov.in/.
- Registration Link: Click on the registration link provided on the website.
- Fill in Details: Enter all required details such as name, Aadhaar number, contact details, and trade information.
- Upload Documents: Upload the necessary documents as specified on the website.
- Submit the Application: After filling in all details and uploading documents, review the information for accuracy and submit the application.
Implementation Strategy
- Local Common Service Centers (CSCs): Registration can also be conducted at local CSCs, where government and state support is available to help artisans through the registration process.
- Verification and Approval: After submission, the details provided by the artisans are verified by the authorities. Once verified, the application is approved, and the artisan is enrolled in the yojana.
- Issuance of Certificate and Identity Card: Upon approval, artisans receive a PM Vishwakarma Certificate and an Identity Card, which recognize their skills and trade officially.
- Disbursement of Benefits: Benefits such as access to training programs, financial aid, and toolkits are rolled out to the registered artisans. These include stipends during training and loans at concessional interest rates.
- Continuous Monitoring and Support: The implementation of the yojana is continuously monitored by the government. This ensures that the objectives are being met and that artisans are receiving the intended benefits.
Key Implementation Goals
- Integration with Value Chains: Ensuring that artisans are integrated into local and global markets.
- Skill Development: Providing ongoing training and skill enhancement opportunities to keep up with modern techniques.
- Financial Empowerment: Making financial services accessible to artisans to help them grow their businesses and become more economically stable.
The registration and implementation of the PM Vishwakarma Yojana are designed to be straightforward and supportive, making it easier for artisans to improve their livelihoods and contribute more significantly to India’s cultural and economic fabric.
How to Apply Online for PM Vishwakarma Yojana 2024
Applying online for the PM Vishwakarma Yojana 2024 involves a series of straightforward steps designed to make the registration process as accessible as possible for artisans across India. Here is a detailed guide on how to apply online for this beneficial program:
Step-by-Step Guide to Online Application
Step 1: Access the Official Website
- Visit the Website: Open your web browser and go to the official PM Vishwakarma Yojana website. The URL is https://pmvishwakarma.gov.in/.
Step 2: Complete the Registration Process
- Find the Registration Link: Look on the website’s homepage for the registration link or button and click on it.
- Enter Your Details: Fill in the registration form with all required information. This typically includes personal details like name, age, address, contact information, Aadhaar number, and details about your trade.
- Upload Required Documents: You will need to upload digital copies of essential documents such as your Aadhaar Card, PAN Card, bank account details, educational qualifications, and passport-size photograph.
- Submit the Registration Form: After entering all necessary details and uploading documents, review your entries for accuracy and submit the form.
Step 3: Fill Out the Application Form
- Access the Application Form: Once registered, you can proceed to fill out the detailed application form available on the portal.
- Provide Additional Details: Input additional details required in the application form, which may include specific information about your trade, skills, and any previous work experience relevant to your craft.
- Add More Documents if Required: Some sections of the application may require additional documents or certifications that attest to your skills and experience.
Step 4: Submit Your Application
- Review Your Application: Before submitting, ensure that all the information provided is correct and that all necessary documents are attached.
- Submit the Application: Click on the submit button to send your application for processing.
Step 5: Confirmation and Follow-up
- Receive Confirmation: After submission, you should receive an online confirmation of your application. Make sure to save or print this for your records.
- Check Application Status: The portal typically allows you to check the status of your application using your login credentials. Regularly log in to see updates regarding your application status.
Step 6: Check Beneficiary List
- Beneficiary List: After processing applications, the official PM Vishwakarma Yojana website will publish a list of beneficiaries. Check this list to confirm your acceptance into the program.
Important Tips
- Ensure Accuracy: Double-check all the details you enter and the documents you upload for accuracy to avoid delays or rejection.
- Follow Updates: Check the official website for updates or changes in the application process or requirements.
- Seek Assistance: If you encounter any difficulties during the application process, don’t hesitate to contact the help desk or support services provided on the website.
By following these steps, eligible artisans can apply for the PM Vishwakarma Yojana 2024 and gain access to the various supports and benefits offered under the program to enhance their crafts and livelihoods.
PM Vishwakarma Yojana Benefits
The PM Vishwakarma Yojana, launched to support and uplift skilled artisans across India, offers a variety of benefits designed to enhance their professional skills, financial stability, and market presence. Here’s a detailed look at the various benefits artisans can expect from this initiative:
Financial Assistance
- Access to Loans: Artisans can receive collateral-free loans to help them expand their business operations or enhance their tools and facilities. The loans are provided at a concessional interest rate, starting with up to Rs 1,00,000 in the initial phase and up to Rs 2,00,000 in subsequent phases.
- Concessional Interest Rates: To make these loans more accessible and manageable, they are offered at a low interest rate of 5%, making them affordable for small artisans.
Skill Development
- Training Programs: The Yojana funds training sessions where artisans can learn both traditional techniques and modern methods. This dual approach ensures that traditional crafts are preserved while also making them relevant in the modern marketplace.
- Stipend Support: During the training period, beneficiaries are entitled to a daily stipend of Rs. 500. This financial support helps them to focus on their training without worrying about daily expenses.
- Tool Kit Assistance: Each artisan is eligible for financial support up to Rs. 15,000 to purchase advanced tools and devices necessary for their trade. This helps in improving the quality and efficiency of their work.
Empowerment and Recognition
- Official Recognition: Artisans who are part of the Yojana receive a PM Vishwakarma Certificate and an Identity Card. This official recognition not only validates their skills and trade but also enhances their credibility in the market.
- Promotion of Artisans: The Yojana aims to promote artisans and their crafts on various platforms, increasing their visibility and helping them to find new markets both domestically and internationally.
Market Integration
- Integration with Value Chains: One of the main goals of the Yojana is to integrate artisans into domestic and international value chains, thus improving their market access and growth opportunities. This includes linking them with larger businesses and exporters to expand their reach.
- Online Commerce: The initiative also encourages artisans to adopt online commerce solutions, thereby expanding their potential customer base across digital platforms.
Comprehensive Coverage
- National Reach: The scheme is designed to be inclusive and is implemented across all states of India, ensuring that artisans from various regions can benefit.
- Inclusion of Various Trades: The Yojana covers 18 traditional trades, including carpentry, blacksmithing, pottery, and tailoring, among others. This wide coverage ensures that a diverse range of crafts and skills are supported.
Health and Social Security
- Health Insurance: Artisans enrolled in the Yojana are eligible for health insurance schemes that protect them and their families.
- Pension Benefits: The Yojana also links artisans to pension schemes, providing them security in their old age.
These benefits are part of a comprehensive approach to empower artisans, enhancing their skills, financial capabilities, and market presence, while also ensuring their welfare and social security. By participating in the PM Vishwakarma Yojana, artisans not only gain financial and educational support but also become part of a wider effort to preserve and promote India’s rich cultural heritage of craftsmanship.
Checking Application Status
To check the status of your application:
- Visit the official website and navigate to the Vishwakarma Shram Samman Yojana section.
- Enter your application details to view the status.
Conclusion
The PM Vishwakarma Yojana is a transformative initiative aimed at uplifting the skilled craftsmen community in India by providing them with the tools and resources needed to thrive in today’s market. By promoting skill development and financial aid, this yojana not only supports the Vishwakarma community but also contributes to the broader goal of economic empowerment and cultural preservation.